Use sigorta for insurance when discussing a term, a renewal or a budget. You will distinguish the insurance itself from someone’s insurance and build longer forms without losing the owner.
The idea
The stem sigorta stays intact; its final a controls the endings despite the earlier i and o: sigortalar, sigortayı, sigortanın. Compare sigortam (my insurance) with sigortası (his/her insurance). In sağlık sigortası (health insurance), -sı marks the noun compound. A following case ending comes after that marker, with linking n: sağlık sigortasına.
| Use | Form |
|---|---|
| Base | sigorta |
| Accusative | sigortayı |
| Dative | sigortaya |
| Locative | sigortada |
| Ablative | sigortadan |
| Genitive | sigortanın |
| Plural | sigortalar |
| My insurance | sigortam |
| Your insurance (singular) | sigortan |
| His/her insurance | sigortası |
| Our insurance | sigortamız |
| Your insurance (plural/polite) | sigortanız |
| Their insurance | sigortaları |
| Health insurance | sağlık sigortası |
| Health insurance (object) | sağlık sigortasını |
| From our insurance policies | sigortalarımızdan |
| Of our insurance | sigortamızın |
Examples
- Sigortam gelecek ay bitiyor.My insurance expires next month.
- Bu sigortayı birlikte inceleyelim.Let’s examine this insurance together.
- Sigortanın süresi yarın doluyor.The insurance term ends tomorrow.
- Annem sağlık sigortasını yeniledi.My mother renewed her health insurance.
- Sigortaya ayırdığımız bütçe bu yıl arttı.The budget we allocated to insurance increased this year.
- Bu sigortalardan hangisini tercih edersiniz?Which of these insurance options would you prefer?
- Sigortamızın bitiş tarihi takvimde yazıyor.The expiry date of our insurance is written on the calendar.
- sigortalarımızdanfrom our insurance policiessigortalar-ler / -lar: the plural suffixımız-imiz / -ımız / -umuz / -ümüz: ourdan-den / -dan / -ten / -tan: from, out of
- sigortasınıhis or her insurance (as a definite object)sigortası-i / -si: his, her, itsnBuffer -n-: evinde, evinden, evineı-i / -ı / -u / -ü: marking the definite object
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Watch out
Do not replace the compound ending with a bare accusative: sağlık sigortayı is wrong; use sağlık sigortasını. By contrast, sigortayı is correct when the noun stands alone as a definite object. The ending in sağlık sigortası does not by itself identify a person who owns the insurance.
Try it yourself
Complete the sentence: let’s examine this insurance together. Write only the missing noun form.
Show answer or example answer
sigortayı
sigortayı: “this insurance” is the specific thing being examined. The accusative joins the final vowel with y; no owner has been added.
Complete “My mother renewed her health insurance.” Keep the compound ending and add the object ending.
Show answer or example answer
sigortasını
sigortasını: renewal acts on the whole phrase sağlık sigortası. Keep its final -sı, then add linking n and accusative -ı; annem supplies the owner in this context.
Build “from our insurance policies”: plural, our, then ablative.
Show answer or example answer
sigortalarımızdan
sigortalarımızdan: several policies belong to us, so sigorta + lar + ımız + dan expresses number, owner and “from” in that order.
Complete “The expiry date of our insurance is written on the calendar.” Write the form meaning “of our insurance”.
Show answer or example answer
sigortamızın
sigortamızın: the date belongs to our insurance. Start from sigortamız and add genitive -ın to connect it to bitiş tarihi; the final z needs no linking consonant.
Practice round
Answer questions, then rebuild Turkish sentences and words where available. We keep your score.
Complete the sentence: let’s examine this insurance together. Write only the missing noun form.
Complete “My mother renewed her health insurance.” Keep the compound ending and add the object ending.
Build “from our insurance policies”: plural, our, then ablative.
Complete “The expiry date of our insurance is written on the calendar.” Write the form meaning “of our insurance”.
Tap the words in the right order.
Tap the words in the right order.
Tap the words in the right order.
Tap the parts in order to build this word: from our insurance policies
Tap the parts in order to build this word: his or her insurance (as a definite object)
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Write two imaginary renewal sentences: one with bu sigorta, one with sağlık sigortası. Make each phrase the object, then add a sentence about the end date of your group’s insurance.